CERTIFICATE ACCOUNTS

All Certificate Accounts require a $500.00 minimum.

APR	APY	CERTIFICATE
1.50%	1.51%	24-MONTH
1.50%	1.51%	24-MONTH IRA

APR - Annual Percentage Rate
APY - Annual Percentage Yield
Please remember that to earn the stated Annual Percentage Yield,
the money must remain in your account for a full year.

All Certificate Accounts and IRA Certificate Accounts are NCUA Federally insured to $250,000 per account.
Federal Regulations prohibit payment of dividends in excess of available earnings.

4/23/09