Lakeside Federal Credit Union
7020 Indianapolis Boulevard
Hammond, Indiana 46324-2208

Federally Chartered on February 17, 1950

Contact us at: 219-845-7117 (Indiana)   •  773-721-7117 (Illinois)  • 800-367-3581 (Toll Free)   •  219-845-7260 (Fax)

CHECKING ACCOUNTS
(TR:91)

0.50% Dividends - Yield 0.50%

Our checking accounts offer the following advantages:
• No minimum balances.
• No monthly service charges, no per-check fees.
• Monthly statements.
• No cancelled checks returned.
No limit on the number of checks written.
• Access available through STAR ATM card system.

Dividends are based on daily collected funds, paid on the last day of each month, and available to
the owner anytime after they are paid.
Remember: To earn the stated annual percentage YIELD, the money must remain in your account
for a full year.

Your very first order of 50 checks is absolutely free!
There is a printing charge for subsequent orders.

CHARGES

On Line History - $2.00.
Return Item Fee - $10.00.
Stop Payment - $15.00.
Copy of Check Paid - $3.00.
Draft Account Number-in-Error Fee - $2.00.
ACH Account Number-in-Error Fee - $2.00.
Transfer Fee to cover checks or ACH - $5.00.
[Per regulation D only 3 automatic transfers per month are allowed.]
Checks or ACH dishonored and returned - $20.00.
Statement reconciling (if needed) - $10.00 per hour.

Notices

Dividends are based on the credit union's earnings at the end of a dividend period and may be subject to change.
This credit union has amended its bylaws to remove the notice of withdrawal on checking accounts.
This credit union will notify the member at least 30 days before any change is affected.
Anyone signing checks must be the owner/joint owner on a regular share account.

1/1/07