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LOANS

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500Loan
All Lakeside members are eligible.
Your account must be in good standing.

SallieMae Student Loans are available. See "SERVICES" for more information!

File an On-Line Credit Application. Two methods are now available at the
bottom of this page.

 

NEW CAR LOAN

100% FINANCING AVAILABLE
for 72 MONTHS at 3.50%
2013-2015 Models.
Rates vary with FICO Score

90% Financing of Used Cars 2011-2014
4.0%APR - 60 Months
Based on retail value listed in the N.A.D.A. book.

For more information about this special or any other loans we
offer please call or stop by the credit union office.

 

Take 1/4% off your Car & Boat Loan when you apply for a Lakeside VISA Card!
Take 1/4% off your Car & Boat Loan when you open a Lakeside FCU checking account!

We'll Match that Rate!

Bring your current loan papers from ANY OTHER financial institution to Lakeside Federal Credit Union and, when you apply with us for a New Car Loan, we will match
that rate (2% minimum.)

3.00% APR above rate paid (savings) Share Secured (savings) loans.
3.00% APR above rate paid on Certificate for Secured loans.

For new RV's and boats:

(Finance 100% of List Price.)

5.00% APR 100% of list price up to 36,48, or 72 months financing.

For every additional 10% down on a new car, subtract 1/4% on the above rates
to a minimum of 3%APR.

Used Cars; Used RV's & Boats; New & Used Cycles:

(Finance 90% retail value listed in the N.A.D.A. book.)

5.00% APR up to 24 or 36 months financing.

5.50% APR up to 48 or 60 months financing.

Signature Loans and requirements:

5.90% APR 50/50 Loan.

7.90% APR Signature Loans. (Special Qualifications: 35% debt ratio & 725 FICO score or more.)

9.9% APR Signature Loan (Special Qualifications: 35% debt ratio & 675 to 724 FICO score.)

12.9% APR Signature Loans (Less than 48-months to repay).

13.9% APR Signature Loans (Exceeds 48-months to repay - Special qualifications: FICO score over 625).


6.90% APR Special Loans (24-months to repay- up to $3,000).


12.9% APR Debt Consolidation Loans (Checks made out to creditors).


Signature Limits

(Membership or Employment Term)

$2000- 6-11 months.
$4000- 1-4 years.
$5000- 5-7 years.
$6000- 8-10 years.
$8000- Over 10 years.

Maximum financing limits on Signature Loans

24-months to $2000.00.
36-months to $3000.00.
48-months to $5000.00.
60-months to $8000.00.
144-months maximum financing on Share or Certificate Secured Loans.

CREDIT BUILDER LOAN

12.9% - $1000.00 - 12-Months
[FICO Score of 500-550]

All applicants are reviewed with the same loan procedure as our loan policy requires.
ALL APPLICANTS MUST BE A MEMBER OF LAKESIDE FEDERAL CREDIT UNION.

Please Note: Information on this page is subject to change. Please call for
updated rates.

CREDIT APPLICATIONS
APPLICANTS: ANY FORM SENT VIA EMAIL IS NOT SECURE. TWO FORMS ARE OFFERED HERE.
PLEASE REMEMBER TO PROVIDE US WITH PROOF OF INCOME!

Electronic Credit Application Form.
Automatically sends your application form to the Credit Union with a copy to your email address.
START FORM

Alternate Credit Application Form.
This form is in Adobe PDF format. You may email the form, print it to FAX or surface mail to Lakeside.
START FORM

Adobe Reader is required to use the PDF format form. Download now.

Our office will be closed Wednesday & Thursday, December 24 & 25, for Christmas.