Lakeside Federal Credit Union
7020 Indianapolis Boulevard
Hammond, Indiana 46324-2208

Federally Chartered on February 17, 1950

Contact us at: 219-845-7117 (Indiana)   •  773-721-7117 (Illinois)  • 800-367-3581 (Toll Free)   •  219-845-7260 (Fax)

LOANS

JUMP INTO SPRING!
$2,008 @ 7.8% 18-Months to Repay
until May 30.
Call Today!

Please Note: Information on this page is subject to change. Please call for
updated rates.

File an On-Line Credit Application. Two methods are now available at the
bottom of this page.

 

Special Loan Offer! Lower the listed loans below by 1/4% if you have a Lakeside VISA card or a Lakeside checking account! [Maximum 1/2%]

CAR & BOAT LOAN

100% FINANCING AVAILABLE
UP TO 60 MONTHS AT
6%

For more information about this special or any other loans we
offer please call or stop by the credit union office.

3.00% APR above rate paid (savings) Share Secured (savings) loans.
3.00% APR above rate paid on Certificate for Secured loans.

For new cars, RV's and boats:

6.00% APR 100% of list price up to 36-months financing.
6.00% APR 100% of list price up to 48-months financing.
6.00% APR 100% of list price up to 60-months financing.

For every additional 10% down on a new car, subtract 1/4% on the above new care rates
(to a minimum of 5% APR).

For used cars, RV's, boats, and new or used cycles:

Finance 85% retail listed in the N.A.D.A. book.

6.00% APR up to 24-months financing.
6.00% APR up to 36-months financing.
6.50% APR up to 48-months financing.
6.50% APR up to 60-months financing.

Signature Loans and requirements:

6.90% APR 50/50 Loan.
8.90% APR Open-End Loans.* (Special Qualifications: 35% debt ratio.)
8.00% APR Special Loans (18-months to repay- up to $2000.00).
10.9% APR Signature Loan (Special Qualifications: 35% debt ratio and a FICO score of 675 or more).
11.9% APR Open-End Loans.*
12.9% APR Debt Consolidation Loans (Checks made out to creditors).
12.9% APR Bill Payer Line of Credit * (Checks made out to creditors).
12.9% APR Signature Loans (Less than 48-months to repay).
13.9% APR Signature Loans (Exceeds 48-months to repay - special qualifications: FICO score over 625).

* Note: Terms on Open-End loans are $15.00/month for each $500.00 or fraction thereof of outstanding
principal balance calculated after each advance.

Signature Limits

(Membership or Employment)

$1000- 6-11 months.
$2500- 1-4 years.
$3500- 5-7 years.
$4500- 8-10 years.
$6500- Over 10 years.

Maximum financing limits on Signature Loans

24-months to $1500.00.
36-months to $2500.00.
48-months to $4500.00.
60-months to $6500.00.
144-months maximum financing on Share or Certificate Secured Loans.

All applicants are reviewed with the same loan procedure as our loan policy requires.
ALL APPLICANTS MUST BE A MEMBER OF LAKESIDE FEDERAL CREDIT UNION.

ON-LINE CREDIT APPLICATIONS

NEW CREDIT APPLICATION On-Line. This form will be automatically sent to the Credit Union with a copy to your email box. Click ==>HERE
NOTEPAD CREDIT APPLICATION: This Form is created in Notepad. Click on the link below, save the page to your
computer. Rename the filename from "creditapp.txt" to a name of your choice. Fill-in the form using any common text editor like Notepad, save it, and attach it to an email to: lsfcu@netnitco.net. Or, you can print it locally and fax it to:
219-845-7260. For the form, Click---> HERE.

 

1/29/2008