LOANS

Spring Fever Loan $3,000 @ 6.9% 24 months to repay. Beginning January 6 thru May 31, 2012 for those things you might need to fix up your home!   All applicants are reviewed with the same loan procedure as our loan policy requires.

 

File an On-Line Credit Application. Two methods are now available at the
bottom of this page.

TAX TIME IS COMING!!!

When you file your FEDERAL and STATE returns, use your Lakeside Routing Number and Your Account Number for DIRECT DEPOSIT of your refund. Bring in copies of your returns and receive a SAME DAY LOAN for the amount of your refund! Call us for Details.

 

	Take 1/4% off your Car & Boat Loan when you apply for a Lakeside VISA Card!
	Take 1/4% off your Car & Boat Loan when you open a Lakeside FCU checking account!

You can LOWER your new car interest rate by 1/2%! Bring your current loan papers from ANY OTHER financial institution to Lakeside Federal Credit Union and, when you apply with us for a New Car Loan, we will beat the interest rate by 1/2%! (2% Minimum.)

3.00% APR above rate paid (savings) Share Secured (savings) loans.
3.00% APR above rate paid on Certificate for Secured loans.

For new RV's and boats:

(Finance 100% of List Price.)

6.00% APR 100% of list price up to 36-months financing.
6.00% APR 100% of list price up to 48-months financing.
6.00% APR 100% of list price up to 60-months financing.

For every additional 10% down on a new car, subtract 1/4% on the above rates
to a minimum of 4%APR for new cars, 5.5%APR for used cars.

Used Cars; New & Used RV's, boats, & cycles:

(Finance 85% retail value listed in the N.A.D.A. book.)

6.00% APR up to 24-months financing.
6.00% APR up to 36-months financing.
6.50% APR up to 48-months financing.
6.50% APR up to 60-months financing.

Signature Loans and requirements:

5.90% APR 50/50 Loan.
7.90% APR Open-End Loans.* (Special Qualifications: 35% debt ratio & 725 FICO score.)
6.90% APR Special Loans (24-months to repay- up to $3,000).
9.9% APR Signature Loan (Special Qualifications: 35% debt ratio &675 FICO score.)
10.9% APR Open-End Loans.*
12.9% APR Debt Consolidation Loans (Checks made out to creditors).
12.9% APR Bill Payer Line of Credit * (Checks made out to creditors).
12.9% APR Signature Loans (Less than 48-months to repay).
13.9% APR Signature Loans (Exceeds 48-months to repay - special qualifications: FICO score over 625).

* Note: Terms on Open-End loans are $15.00/month for each $500.00 or fraction thereof of outstanding
principal balance calculated after each advance.

Signature Limits

(Membership or Employment Term)

$1500- 6-11 months.
$3000- 1-4 years.
$4000- 5-7 years.
$5000- 8-10 years.
$7000- Over 10 years.

Maximum financing limits on Signature Loans

24-months to $2000.00.
36-months to $3000.00.
48-months to $5000.00.
60-months to $7000.00.
144-months maximum financing on Share or Certificate Secured Loans.

CREDIT BUILDER LOAN

12.9% - $750.00 - 12-Months
[FICO Score of 500-550]

All applicants are reviewed with the same loan procedure as our loan policy requires.
ALL APPLICANTS MUST BE A MEMBER OF LAKESIDE FEDERAL CREDIT UNION.

Please Note: Information on this page is subject to change. Please call for
updated rates.

ON-LINE CREDIT APPLICATIONS
APPLICANTS: THE TWO CREDIT APPLICATION FORMS OFFERED HERE ARE NOT SECURE WHEN
SENT VIA THE INTERNET. YOU MAY FAX A FORM TO US OR SEND A FORM VIA POSTAL MAIL.

CREDIT APPLICATION On-Line. This form will be sent automatically to the Credit Union with a copy to your email box. After filing, please mail us or bring in your proof of income. Click---> HERE   [Please note: Start this form from this webpage. Starting it from a saved area in your browser may cause an error message and the form will not be processed.]

This is an Application for Credit in PDF (Adobe) format that may be printed, filled out by hand, then either scanned and emailed to us or transmitted by fax. Click ---> HERE. You will need legal size paper (8-1/2 x 14) to print this document. After filing, please mail us or bring in your proof of income.

 

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