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Contact us at: 219-845-7117 (Indiana) • 773-721-7117 (Illinois) • 800-367-3581 (Toll Free) • 219-845-7260 (Fax) |
LOANS
Spring Fever Loan
7.8%
24-Months to Repay
up to $2,500.00
...for those things you might need to fix up your home for Spring!
Available January 18 - May 28, 2010.
You must meet loan policy requirements.
Please Note: Information on this page is subject to change. Please call for
updated rates.
File an On-Line Credit Application. Two methods are now available at the
bottom of this page.
Special Loan Offer! Lower the listed loans below by 1/4% if you have a Lakeside VISA card or a Lakeside checking account! [Maximum 1/2%] |
NEW CAR LOAN 100% FINANCING AVAILABLE 85% Financing of Used Cars 2006-2008 For more information about this special or any other loans we |
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Take 1/4% off your Car & Boat Loan when you apply for a Lakeside VISA Card! |
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Take 1/4% off your Car & Boat Loan when you open a Lakeside FCU checking account! |
3.00% APR above rate paid (savings) Share Secured (savings) loans.
3.00% APR above rate paid on Certificate for Secured loans.
For new RV's and boats:
6.00% APR 100% of list price up to 36-months financing.
6.00% APR 100% of list price up to 48-months financing.
6.00% APR 100% of list price up to 60-months financing.
For every additional 10% down on a new car, subtract 1/4% on the above new care rates
(to a minimum of 5% APR).
For used cars, RV's, boats, and new or used cycles:
Finance 85% retail listed in the N.A.D.A. book.
6.00% APR up to 24-months financing.
6.00% APR up to 36-months financing.
6.50% APR up to 48-months financing.
6.50% APR up to 60-months financing.
Signature Loans and requirements:
6.90% APR 50/50 Loan.
8.90% APR Open-End Loans.* (Special Qualifications: 35% debt ratio.)
7.80% APR Special Loans (24-months to repay- up to $2,500.00).
10.9% APR Signature Loan (Special Qualifications: 35% debt ratio and a FICO score of 675 or more).
11.9% APR Open-End Loans.*
12.9% APR Debt Consolidation Loans (Checks made out to creditors).
12.9% APR Bill Payer Line of Credit * (Checks made out to creditors).
12.9% APR Signature Loans (Less than 48-months to repay).
13.9% APR Signature Loans (Exceeds 48-months to repay - special qualifications: FICO score over 625).
* Note: Terms on Open-End loans are $15.00/month for each $500.00 or fraction thereof of outstanding
principal balance calculated after each advance.
Signature Limits
(Membership or Employment)
$1000- 6-11 months.
$2500- 1-4 years.
$3500- 5-7 years.
$4500- 8-10 years.
$6500- Over 10 years.
Maximum financing limits on Signature Loans
24-months to $1500.00.
36-months to $2500.00.
48-months to $4500.00.
60-months to $6500.00.
144-months maximum financing on Share or Certificate Secured Loans.
All applicants are reviewed with the same loan procedure as our loan policy requires.
ALL APPLICANTS MUST BE A MEMBER OF LAKESIDE FEDERAL CREDIT UNION.
ON-LINE CREDIT APPLICATIONS
APPLICANTS: THE TWO CREDIT APPLICATION FORMS OFFERED HERE ARE NOT SECURE WHEN
SENT VIA THE INTERNET. YOU MAY FAX A FORM TO US OR SEND A FORM VIA POSTAL MAIL.
| CREDIT APPLICATION On-Line. This form will be sent automatically to the Credit Union with a copy to your email box. Click---> HERE [Please note: Start this form from this webpage. Starting it from a saved area in your browser may cause an error message and the form will not be processed.] |
| NOTEPAD CREDIT APPLICATION: This Form is created in Notepad. Click on the link below, save the page to your computer. Rename the filename from "creditapp.txt" to a name of your choice. Fill-in the form using any common text editor like Notepad, save it, and attach it to an email to: lsfcu@netnitco.net. Or, you can print it locally and fax it to: 219-845-7260. For the form, Click---> HERE. |
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