Savings Programs

REGULAR SHARE
(TR:00)

0.25% Dividend - Yield 0.25%
A $25.00 minimum balance is required to be a Lakeside F.C.U. member and to be eligible to participate
in any credit union services.
A $25.00 minimum balance is required to qualify for dividends.

Access to your regular savings accounts is available through the STAR ATM card systems.

Dividends are based on the daily collected funds, are paid on the last day of each month, and are available
to the owner anytime after they are paid. Dividends are based on the credit union's earnings at the end of the
dividend period and cannot be guaranteed.
Remember: to earn the stated annual percentage yield, money must remain in your account for a full year.

Other related accounts are: Christmas Club(TR:62), Special(TR:63), Vacation Clubs(TR:64),
and Misc(TR:67, 68, 69)
at the same 0.25% Dividend and 0.25% Yield.

SPECIAL CHRISTMAS CLUB
(TR:66)

0.75% Dividend - Yield 0.753%
Maximum $2,000.00 - Balance Transfer on October 1.

SPECIAL VACATION CLUB
(TR:65)

0.75% Dividend - Yield 0.753%
Maximum $2,000.00 - Balance Transfer April 1.

INDIVIDUAL RETIREMENT CLUB ACCOUNT
(TR:61)

1.00% Dividend - Yield 1.00%

Payroll deduction, direct deposit of treasury checks, direct deposits of bi-weekly UTC
and TUCIC employees payroll are available.
Inquire with your payroll department.

FEES

Mail forwarding thru the U.S. Postal Service - $1.00.
Semi-Annual on any account under $50.00 which has no activity for one year
(excluding those under age 18 or a college student) - $5.00.
Each ATM transaction - $1.50.
Each ATM denial over 1 per day - $1.50.
Each ATM inquiry - $1.50.
ATM card - $5.00.
Third party check - $2.00.
Copy of each credit union statement - $2.00.

Savings are NCUA Federally Insured to $250,000 per account.

10/1/09