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The Lakeside Federal Credit Union VISA Card
has
NO ANNUAL FEE
and a
12.9% APR*

APR, Cash Advance APR, and Balance Transfer APR are all 12.9%

Penalty APR - N/A, Variable Rate Information - N/A, Minimum Finance Charge - N/A.
Grace period for Repayment of the Balance of Purchases - 30 days.
Method of Computing the Balance of Purchases - Average Daily Balance.
Foreign Transaction Fee - 1%.

New purchases will never be assessed finance charge in the cycle they post. If the purchase balance is not paid in full before the next cycle date, finance chage will be assessed to the balance on the first day of the new cycle.

The minimum monthly payment is 3% of your total new balance but not less than $20.00, plus the amount of any prior payments you have not paid. The periodic rate is 1.075% per month for cash advanced and purchases.

FEES

Late Fee of $10.00 assessed 10-days past due date.
NSF Check Fee of $15.00.
Replacement of Card Fee of $15.00.
Draft Copy Fee of $5.00.
Statement Copy Fee of $1.00.
1% Foreign Transaction Fee (Finance Charge).

 

*APR - Annual Percentage Rate.

10/29/09